At Residential Building WA, we understand that everyone’s situation is uniquely different. And that’s why we’re here, committed to helping you start your home building journey with our professional service.

You’ll benefit through access to our long-standing relationships with some of Perth’s top financial specialists.  And we are confident that we’ll be able to help you find the finance provider and product that suits you.

There is a finance solution no matter the situation, and we are here to help you find it.

 

NEW HOME BUILDING

Making the decision to build your new home is a big one! And finding the right financial solution to get you started is an important first step on your journey. Our collaboration with some of Perth’s top finance specialists provides you with options to make a decision that meets your financial goals, family needs and suits your lifestyle.

Whether you’re building the family home, knocking down an old home to build brand new, or building for investment purposes, have peace of mind knowing that you have access to the best possible solutions.

 


FIRST HOMEBUYERS INFO


First Home Loan Deposit Scheme

Beginning 1 January 2020, the Australian Government designed an initiative to support eligible home buyers purchase their first home.

10,000 scheme places were made available in the first release, with 3,000 registered within the first few weeks!

There are several criteria that will need to be met to satisfy eligibility including an income test, prior property ownership, citizenship, minimum age, deposit etc.

To find out more about your eligibility, contact us.

 

First Home Owners Grant

Building your first home is one of the biggest and most exciting decisions you will ever make!

Helping first home buyers in Perth take this step is the $10,000 First Home Owners Grant which is available to those building a brand new home.

The First Home Owners Grant is financial assistance awarded by the government to help people of Perth make the first step into home-ownership.

Building with Residential Building WA, one of Perth’s top builders, the First Home Owners Grant can go so much further. You’ll be able to add the personal touches to your home such as feature pendants or having a bit extra at Pre-Start to make your first home absolutely perfect.

 

 

Keystart is a ‘Low Deposit’ home loan which is available to anyone who qualifies under the current income limits, as a generous initiative of the Western Australian Government. As long as you don’t currently own any home or land at the time of settlement, then this home loan is available to first time and subsequent home buyers.

To qualify, potential buyers must not exceed the income caps set out.

  • Single earning up to $105,000
  • Couples earning up to $130,000
  • Families earning up to $155,000

In addition to the provision of affordable finance options, Keystart’s most attractive feature is the requirement for a minimal deposit. It can be from as low as 2% of the property’s total purchase price. And this is an ideal solution for first home buyers, particularly those who are renting, as the First Home Owner’s Grant can help to contribute towards the deposit.

Another significant feature from Keystart is that they do not require Lenders Mortgage Insurance (LMI). This is a major cost saving, which can save tens of thousands.

Chat to us today about any of your new home finance requirements and we can talk you through it.

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